Terms of Use

What This Is

"Am I Cooked?" is a free financial health calculator for entertainment and educational purposes. It's designed to give you a fun reality check on your finances — not professional financial advice.

Not Financial Advice

The scores, comparisons, and "roasts" provided by this tool are for entertainment purposes only. We are not financial advisors. Your actual financial situation is more nuanced than any calculator can capture.

If you need real financial advice, please consult a qualified financial professional.

Accuracy

We do our best to make the calculations reasonable, but we make no guarantees about accuracy. The comparisons are based on user-submitted data, which may not be representative of the general population.

Your Submissions

By submitting your information, you agree that it can be displayed anonymously on the public leaderboard and used to calculate aggregate statistics. You represent that the information you provide is your own (not someone else's).

Email Communications

By providing your email address to view your results, you consent to receive occasional emails from us including progress updates, new features, and financial tips. You can unsubscribe at any time by clicking the unsubscribe link in any email.

Be Nice

Don't abuse the service. Don't submit fake data to mess with the averages. Don't try to identify other users. Just have fun with it.

Changes

We might update these terms from time to time. If we do, we'll update the date at the top. Continued use of the site means you accept the updated terms.